If you ever work as a financial counsellor (do you still remember the role of a financial counsellor?), you are likely to provide advice to clients who are in financial hardship. Bankruptcy is the topic that will often be brought up in the conversation. Research on bankruptcy and discuss the consequence of bankruptcy. Below are some questions for you to think about. Your discussion may not be limited to them. Discussion questions: a. What is bankruptcy? And who can apply for bankruptcy? b. What are the consequences of bankruptcy? c. What happens to the assets and debts of the individual who is bankrupt? What about family assets and debts? d. How does bankruptcy affect income and employment? e. What other avenue you would recommend your clients to pursue before declaring bankruptcy? Information for reference can be found at Australian Financial Security Authority website: https://www.afsa.gov.au/
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