please just edit grammar, vocabulary and write in APA format ( both in paragraph and references )

" When You google “Best Undergraduate Risk management and insurance Programs” the first searching result coms up according to “propertycasualty360.com” that Temple University is one of the top 12 undergraduate insurance programs in the United States ( https://www.propertycasualty360.com/2016/12/01/top-12-insurance-and-risk-management-undergrad-pro/)

Also US News have ranked Temple University as the fourth best University in the United states inundergraduate insurance programs in the United States. ( https://www.usnews.com/best-colleges/rankings/business-insurance-risk ).

(https://www.usnews.com/best-colleges/temple-university-3371/overall-rankings)

A lot of students use US News and other similar authoritative website to get information about the best schools and their rankings in their different majors and department when they plan to apply to universities after the high school or even transfer from their current schools. With having these websites illustrating The Fox school of Business school academic performance in risk management major, a lot of students concede Temple University as one of their very first choices for this major.

The problem that a lot of business students face is the difficulty in Introduction to Risk Management (RMI 2101), which is one of the core courses that required to every single business student within the fox school of business to take. Of course there is some defaulted in every course that some students may face; however, through the interviews I have done among the business students, RMI 2101 has won as the most difficult core course within The Fox school of Business.

Additionally, Introduction to Risk Management (RMI 2101) course has one the highest repetition rate comparing to other The Fox School Business core courses as students have disclosed during the interview. Not only that, but the course has also had the one of highest drop and withdraw rates after taking the first exam in it.

Jake Is one of the business students who said that, around 20% of the class had a really bad grad in the first class and planning to withdraw from it as soon as possible. (Jake, personal communication, October 9, 2018).

Haneen Alkandari who is an economics major student how have already taken the

introduction to risk management class last semester, who said that four of her friends retook the RMI 2101 course at least once, while she barely passes it with C-. (Haneen Alkandari, personal communication, October 9, 2018).

Since this class have a really high repetition, dropping, and withdrawing rates build a bad reputation about the school, the course, as well as the professors who teach the course. Also, that cost a lot in both the students side and the school side.

One of the consequences of this course being too difficult is pushing a lot of Risk management and insurance students to change their major as it is the case with Mike who used to be a Risk Management Student and have change his major after taking a couple of risk management classes due to the difficulty he had faced (Mike, personal communication, October 9, 2018). Having a lot of Risk management and Insurance changing their majors will harm the Risk department and The fox School of business in many ways.

Very difficult courses in general cause students to go through a lot of stress and anxiety which can lead to depression in the long run, as it is the case with Husam who a Business student is who are taking the Introduction to Risk Management (RMI 2101) course for the third time this semester, which made him feel frustrated and depressed. (Husam, personal communication, October 9, 2018).

https://www.propertycasualty360.com/2016/12/01/top-12-insurance-and-risk-management-undergrad-pro/

https://www.usnews.com/best-colleges/rankings/business-insurance-risk

https://www.usnews.com/best-colleges/temple-university-3371/overall-rankings

http://riskandinsurance.com/the-biggest-and-one-of-the-best/