Question Description
Questions
(1) Why does yearly renewable term life become cost prohibitive over time?
(2) Compare term life to universal life and to variable life insurance in terms of (a) death benefits, (b) cash value, (c) premium, and (d) policy loans.
(3) Is it ethical to profit from someone else’s misfortune by buying his or her life insurance at a discount?
(4) Are life settlements a good idea for the policyholder? What are their advantages and disadvantages?
(4) Do you think there is a need for viatical or life settlements when accelerated benefits are available?
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