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Demographics and justifications:

Expected Retirement Spending: (Use a spreadsheet to make this easier)

Earnings and Savings Behavior:

Create an estimate of your future annual earnings in a spreadsheet, reporting the following assumptions:

If you do not use a linear salary growth rate, please bold the figures that use a different assumption. For example, if you give yourself a flat $10,000 raise at age 30 because you predict a promotion that year, bold the salary of the year in which the $10,000 raise applies. If you see yourself leaving the workforce to return to school, bold the reduced student salary you expect during those years.

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