200-300 words peer reviewed journal articles references and citations should be in APA format. Your discussion submission should follow the below stated dialogue composition and formatting guidelines; and be composed unto a “Word Document” that is attached to your Group Dialogue Thread.

• Title page with a “Running head:” page number (top right), your name, course, date, and an appropriate title.
• Use double space, Times New Roman, and 12pt font.
• Provide a short introduction stating your position and argument.
• Support your argument.
• When all is done, give a brief conclusion.
• Upon citing works, add a reference page.
• These APA additions are NOT a part of the word count for the discussion.

Did not include a separate Title Page = minus 3 points

Did not include a separate Reference Page = minus 3 points

Did not include one or both peer reviewed journal article citations onto your initial post = minus 3 points each = Note: a Textbook, Wikipedia, Investopedia, etc. are NOT peer reviewed

Did not include a quoted and APA cited Bible Scripture (complete verse) = minus 10 points

1. Explain how changes in interest rates affect the automobile, home construction, and auto repair industries.
2. Using Regent University as an example, explain how political-legal and economic, forces have affected its operations over the past decade.